22542 Jolly Roger, Summerland Key, FL 33042

$1,725,000
4
BD
4
BA
2,440
SqFt

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List Price
$1,725,000
Status
ACTIVE
Days on Market
157
MLS#
A12076889
Subtype
Residential
Year Built
1982
Bedrooms
4
Bathrooms
4
Full Baths
4
Living Area
2,440
Acres
0.16
Subdivision
Cutthroat Harbor Ests
Neighborhood
Other
MLS Area Major
5940 - Other Florida County

Property Description

Oceanfront living on Cudjoe Key, where broad covered balconies, generous outdoor space, and a private boat launch put Keys waterfront life within reach. This four-bedroom, three-bath home is a study in coastal architecture -- large impact glass doors and windows frame open water views and pull natural light into every room. Soaring 26' ceilings and rich wood beams anchor the open-concept main level, which includes a renovated kitchen, dining space, living room, laundry, and two bedrooms with two full baths. Upstairs, a third bedroom sits at the top of the stairs, and a catwalk leads to the fourth bedroom with ensuite bath and a walkout deck framing panoramic open water views. The home has been restored to its former glory with modern updates layered in -- rustic accents meet open, light-filled spaces that let the oceanfront setting do the talking. Adjacent lot also available for even more ocean enjoyment. Seller financing available: 50% down, 6% for 15 years, no flood or wind insurance required. This home needs to be seen to be fully appreciated. Schedule your showing today.

Additional Information

Amenities
None
Interior Features
Built-in Features, Entrance Foyer, None, Vaulted Ceiling(s), Walk-In Closet(s)
Exterior Features
Balcony, Outdoor Living Area, Room For Pool
Taxes
$12,646
Flooring
Tile
Appliances
Dryer, Dishwasher, Refrigerator, Washer
Heating
Central
Air Conditioning
Central Air, Ceiling Fan(s)
Exterior Construction
Frame
Stories
2
Levels
Two
Roof
Metal
Parking Features
Covered
Elementary School
Sugarloaf
Middle School
Sugarloaf
High School
Key West
View
Ocean

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Calculator source: Real Geeks

Listing courtesy of Coldwell Banker Schmitt R.E.. Contact:

All listings featuring the BMLS logo are provided by Beaches MLS Inc. Copyright 2026 Beaches MLS. This information is not verified for authenticity or accuracy and is not guaranteed. © 2026 Beaches Multiple Listing Service, Inc. All rights reserved.


Agent: Lauren Dunn | Email: hoefertdunnrealestate@gmail.com